Need FR44 Insurance Florida After a DUI? We File It Fast! Call Now for a Free Quote.
Need FR44 Insurance Florida After a DUI? We File It Fast! Call Now for a Free Quote.
Fast & Affordable FR-44 filing with instant DMV submission. Licensed agents ready to help you get back on the road today.
Fully authorized Florida insurance professionals
Electronic submission directly to Florida DMV
Helping Florida drivers since 2010
Flexible payment plans to fit your budget
We submit your FR-44 certificate electronically to the Florida DMV within minutes
Competitive rates with flexible monthly payment options that work for your budget
Our experienced team is fully licensed and ready to answer all your questions
Get your FR-44 certificate and proof of insurance immediately after purchase
Complete everything from home - no office visits required
Getting your FR-44 insurance is simple and fast with our streamlined process.
Fill out our simple online form or call us. Get an instant quote with no obligation.
Choose your payment plan and activate your FR-44 insurance policy instantly.
We file your FR-44 with the DMV electronically. You receive proof immediately.
Don’t just take our word for it – hear from drivers we’ve helped
An FR-44 is a certificate of financial responsibility required by the State of Florida for drivers convicted of certain serious traffic offenses, including DUI.
It’s similar to an SR-22 but requires higher liability coverage limits. The FR-44 form proves to the Florida DMV that you carry the state-mandated minimum insurance coverage.
You typically need FR-44 insurance if you’ve had:
Required Coverage Limits: $100,000/$300,000 bodily injury liability and $50,000 property damage liability.
You must obtain FR-44 coverage from a licensed insurer in your state and maintain it for about three years to meet legal requirements. Failure to maintain coverage may result in additional penalties or suspension of your license.
FR-44 insurance is required for drivers whose licenses have been suspended or revoked due to serious traffic offenses, especially DUI convictions.
In many cases, the court mandates FR-44 coverage as a condition to reinstate your driving privileges. However, not every DUI automatically requires FR-44 — the exact rules depend on your state and case details.
You may also need FR-44 insurance if you’ve been involved in:
If you’re unsure about your eligibility or requirements, it’s best to consult with our FR44, DMV, and DUI professional.
Maintaining FR-44 coverage ensures you can legally drive again and demonstrate financial responsibility. Keeping a clean driving record afterward can help you return to standard insurance rates and reduce future premiums.
FR-44 insurance can only be issued by licensed insurers that handle state filings, so your first step is to find a provider ( like 5-star insurance) approved to offer this coverage. Not all companies support FR-44 forms, so comparing quotes from different insurers is a smart move.
Before you apply, gather all necessary documents, including your driver’s license number, vehicle information, and any court or DMV paperwork. Having these ready will help you complete the process faster and avoid delays.
You may also need to provide details such as:
Once you’ve submitted your application, your insurer will file the FR-44 form with the DMV on your behalf. You’ll also receive a copy for your own records as proof of financial responsibility.
Maintaining FR-44 coverage continuously for the required period—usually three years—is essential. A lapse in payment or cancellation can result in license suspension or extra penalties, so staying compliant helps you keep your driving privileges secure.
Get answers to common questions about FR-44 insurance in Florida
In Florida, you're typically required to maintain FR-44 insurance for three years from your conviction date. It's crucial to maintain continuous coverage during this entire period, as any lapse can restart the clock.
The cost varies based on several factors, including your driving history, age, location, and the insurance carrier. We work with multiple providers to find you the most competitive rates and offer flexible payment plans to fit your budget.
Yes! We offer non-owner FR-44 insurance policies for drivers who don't own a vehicle but still need to meet Florida's FR-44 requirement. This is typically more affordable than standard FR-44 coverage
Failing to obtain FR-44 insurance when required can result in license suspension, fines, or legal consequences. It may also make it harder or more expensive to get coverage in the future, as insurers see lapses as risky. Always maintain active FR-44 coverage to stay compliant and protect your driving privilege
Yes, you can switch providers, but your new insurer must file the FR-44 form with the state to avoid a coverage gap. Comparing companies can help you find better rates or added benefits, but be sure your new policy meets all state FR-44 requirements before canceling your old one.
Both prove financial responsibility, but FR-44 requires higher liability coverage limits. It’s typically used for more serious offenses like DUI, while SR-22 is used for less severe violations.
Most insurers can file your FR-44 the same day your policy is activated. Once filed, the DMV typically updates your record within 24–48 hours.
Yes, many insurers offer monthly payment plans for FR-44 policies. However, continuous on-time payment is required to keep your filing active.
Since 2010, 5-Star insurance has been helping thousands of Florida drivers navigate the FR-44 insurance process and get back on the road. We understand that dealing with a DUI or serious traffic violation is stressful, which is why we’ve made it our mission to make the FR-44 filing process as simple and affordable as possible.
Our team of licensed insurance agents specializes exclusively in FR-44 and high-risk insurance, giving us the expertise to find you the best rates and provide the guidance you need. We work with all major insurance carriers to ensure you get competitive pricing and reliable coverage.
We’re proud to offer same-day filing, instant proof of insurance, and flexible payment options. Our customer service team is available to answer your questions and support you throughout your entire FR-44 requirement period.
See how Florida 5-Star Insurance stands out from the competition.
Get your FR-44 quote now! Reinstating your license is easier than ever, and start driving legally again.
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Licensed insurance agency in the State of Florida. This website is for informational purposes only and does not constitute legal advice. FR-44 requirements and regulations are subject to change. Please consult with Us for official information from the Florida DMV.
